Root River State Bank

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Root River State Bank
18 SE 3rd St.
P.O. Box 517
Chatfield, MN 55923
Tel: (507) 867-4120

We have been providing the finest in personalized banking service to southeastern Minnesota since 1856, and are recognized as being the oldest bank in our state, and a leader in community banking. We are proud to be located in Chatfield, a community of 2,512 people, in the heart of the “Chosen Valley”. Our 14 employees have over 258 years of combined experience and are excited to share their progressive financial expertise with you, via our website, or in person. Whether you are new to our bank, or are an existing customer, we invite you to experience the hometown feeling you get by doing business with a bank that truly is “Your Community Bank for Generations!”

Personal Loans

Root River State Bank offers personal loans to finance autos, motorcycles, recreational vehicles, mobile homes or other purchases.

We can help you build your new home or refinance your existing home with our flexible mortgage loan programs including construction loans, purchase money and refinancing of your home loan along with second mortgage loans.

Make your life simple and reward yourself with a Root River State Bank Visa Credit card that can be tailored to your specific needs and offer you rewards for your individual use. For more information click here.

Our flexible terms, along with our reasonable rates, allow monthly payments to fit all budgets. Local decision making and servicing speeds up the loan application process.

Applying for a personal loan is as easy as printing and completing our online consumer application. Bring the completed application with you to visit with one of our dedicated lending officers.