Klein Bank
Klein Bank
611 Rose Dr
Big Lake, MN 55309
Contact Details:
Phone: (763) 263-2100
Fax: (763) 263-7003
1st Time Homebuyers
Home Ownership...is it for you?
If you are getting ready to buy your first home, you owe it to yourself to check into Zero down or Low down Programs available for First Time Home Buyers at KleinBank.
Some of these programs allow the buyer to borrow 100% of the sales price of the home. Each program has its own unique set of guidelines pertaining to your credit score, income, property location, debt-to-income ratio, and loan-to-value.
•First Time Homebuyer Program through Minnesota Housing Finance Agency (MHFA)
•Rural Development
•FHA
•VA
Mortgage Loans
After hours of searching, you finally found the perfect home. Whether existing or new, KleinBank has a wide range of mortgage financing options for you.
For starters, we'll provide a no-obligation, no-cost consultation to help you determine, and qualify for, a loan amount. We'll preapprove you for your loan so you can move quickly and with confidence when the perfect property becomes available.
Contact Us or read on to learn more about the mortgage financing options available to you:
•Conventional: Suited for purchases and refinancing when income and down payment are not the critical factors.
•ARMs: (Adjustable Rate Mortgages) Individual needs make these loans attractive due to a lower initial interest rate.
•FHA/VA: Most commonly used when down payment or existing debt require additional flexibility.
•First Time Home Buyer Loans
•Construction/Permanent: Combines the financing necessary to build a home with the long-term mortgage.
•One-Time-Close Construction Financing
•100% Financing Loans (no money down)
•Rural Development
•1-4 Unit Investment Properties
•Condo Financing
•Lot Loans: Facilitates the purchase of bare land.
•Reverse Mortgages
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