American National Bank of Minnesota
American National Bank of Minnesota
727 Western Avenue North
Fergus Falls, MN 56537
Tel: 218.739.3221
Toll Free: 800.821.6357
Fax: 218.739.3223

In May 1983 the doors opened for the first time for CreditAmerica Savings Company in Brainerd, Minnesota, as a regulated lender. In less than one year, April 1984, CreditAmerica Savings became chartered by the State of Minnesota as an Industrial Loan and Thrift Company with deposit taking powers. At that time, a private insurance company insured our customer’s deposits. Growth came quickly, with a new office being opened in St. Cloud, Minnesota, in December 1984. The Federal Deposit Insurance Corporation (FDIC) began to insure our depositor’s funds in January 1986.

To better serve our customers, more central Minnesota locations were opened! 1986 saw Fergus Falls open in May and Alexandria in June. Pequot Lakes followed in January of 1988 with Detroit Lakes at the end of that year. Three offices were opened in the 1990’s. The Walker office opened in March 1993. A second office in Brainerd opened in January of 1997 and the closest office to the Twin Cities, Elk River, opened in 1998. CreditAmerica Savings was one of the fastest growing financial institutions in Minnesota!

August 1, 2001 was a historic occasion. After completing the application process, the CreditAmerica Savings state charter became a national bank charter. It was the birth of American National Bank of Minnesota! The results were the same locations with the same caring, professional service, but product selection was greatly expanded.

Today, the same nine offices are available to all of the customers of American National. You can check with us, save with us and borrow from us! The tradition of providing exceptional service meeting and exceeding our customer’s expectations continues. We are, indeed, raising the standard!

Consumer Loans

American National takes pride in tailoring loans to meet your financial needs. Our loan offerings are extensive and our lending staff is experienced. Our goal is to provide excellent service and develop a long-term relationship with you, our customer.

Our Lenders have the freedom to customize loans to fit your financial needs. A variety of payment plans are available.

A Loan Officer is available weekdays or we can schedule after-hours appointments and even close loans through the mail when the need arises.

Automate your loan repayment with our automatic loan payment system and we'll withdraw the payment from the checking or savings account of your choice on the day you choose!

All of the loans listed on our web site require a completed application to be submitted prior to approval. Approval is based on the requirements of the American National Bank of Minnesota lending policy.

Construction Loans–

Find the lot – we’ll provide the construction funds to complete your project!
You can do some of the work yourself to earn more equity.
Funds are advanced as construction progresses.

Home Mortgages–

Options, options, options! American National can help you with your home ownership needs. We offer fixed or variable rate long-term mortgages and refinance options.
Residential, vacation, and investment real estate mortgages are all available at American National.
We can also provide special mortgages for individuals buying a home for the first time.

Home Equity Lines of Credit–

Use the equity in your residence to obtain a line of credit.
The money can be used for any purpose! You choose when and for what!
In many situations, the interest you pay could be tax deductible. We suggest you contact your tax preparer to determine deductibility.

Installment Loans–

Personal, Household, Auto, Truck, Boat, RV, Snowmobile, Motorcycle, ATV loans…..whether it is an unexpected expense or one of those "toys" in life, American National can help you make that purchase. Our rates are competitive and our terms are favorable. We can design a loan to fit your lifestyle!
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